Benefits of a mortgage with Elevate Credit Union
We’re offering mortgages with a difference, the Credit Union difference.
Flexible overpayment options
Pay off your mortgage faster without penalties.
No fees
Saving you money upfront and over time.
Fast approvals
So you can secure your dream home without delays.
Personalised guidance
Helping you choose a mortgage that fits your financial goals today and in the years ahead.
Representative Example
A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.
Loan Amount€150,000 | Loan Term35 years | Weekly Repayment€805.53 |
Rate of Interest - APR5.6%(3.76% APRC) | Cost of Loan€188,229.86 | Total Loan Repayable€338,229.86 |
Loan Calculator
Maximum Loan Term :
5.1%
5.1%
5.1%
*Figures correct as of 01/07/2024 and are calculated on our loan calculator. Loans are only available for members. If you have any questions about our loans, please contact loans@elevatecu.ie Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Elevate Credit Union Limited is regulated by the Central Bank of Ireland. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors.
First Time Buyers
If you’re dreaming of your first home, we’re here to help you get the perfect place. First time buyers can borrow up to four times their income with our mortgage.
Movers/Switchers
Planning to move home or mortgage providers? We could help you save money with our great new Mortgage rate.
Mortgage Affordability
Use our mortgage calculator so we can understand how much you're looking to borrow and what your monthly repayments will be.
Submit Your Application
Next up is submitting your application with all the supporting documentation. One of our underwriters will assess your application and help you throughout the process.
Make An Enquiry
Now it's time to submit an enquiry online or in any of our offices. Once you make an enquiry, one of our Mortgage Specialists will talk to you and provide you with a mortgage pack.
Mortgage Approval
Over to you! We will issue you an offer and once you and your Solicitor have reviewed the mortgage offer and are happy to proceed, you both sign the offer and return it to us.
Mortgage Affordability
Use our mortgage calculator so we can understand how much you're looking to borrow and what your monthly repayments will be.
Make An Enquiry
Now it's time to submit an enquiry online or in any of our offices. Once you make an enquiry, one of our Mortgage Specialists will talk to you and provide you with a mortgage pack.
Submit Your Application
Next up is submitting your application with all the supporting documentation. One of our underwriters will assess your application and help you throughout the process.
Mortgage Approval
Over to you! We will issue you an offer and once you and your Solicitor have reviewed the mortgage offer and are happy to proceed, you both sign the offer and return it to us.
Warning: the cost of your monthly repayments may increase.
Warning: if you do not keep up your repayments you may lose your home.
Warning: you may have to pay charges if you pay off a fixed-rate loan early.
Warning: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future
